When speaking about travel insurance is often thought to sun, beach, however a stay abroad can quickly turn into a nightmare and your repatriation insurance can be very useful.
What is a repatriation insurance?
This is a guarantee that is often present in the travel insurance contracts. This guarantee covers you when you are abroad and you are victim of an accident or illness that seriously affects your health. In other words, this guarantee is useful if you are in a situation that requires your return in your home country or to a nearby hospital to operate a medical emergency.
In what situations?
Some countries in the world don’t have hospitals to care in decent sanitary conditions, this guarantee allows patient support through a specialized medical team, to ensure its transport to a suitable structure where care will be provided to him.
When will works repatriation?
This is a medical decision made by the doctor in collaboration with the broker. They will determine whether the insured’s state of health necessitates repatriation or whether he can obtain local treatment. So, in the event that repatriation is highly advised, be aware that without repatriation insurance, this can cost you very dear.
The forms of repatriation
According to the patient’s health condition, pathology, there are several forms of repatriation. In most cases, it will be done in a commercial flight, but it can also be done through a plane chartered exclusively for the insured.
How to choose your repatriation insurance?
When you take your health insurance, ensure the repatriation insurance limits and exclusions concerning the geographical area covered. Insurance is a budget, but more often it’s an economy. We recommend you to compare the price of each broker for a similar guarantee to determine the one that offers the most benefits, or to use an insurance broker who will do the work for you and advise you according to your needs.